Your property. Your claim. Your advocate. Speak with a public adjuster: (239) 444-8101
American Financial Claims
PUBLIC ADJUSTERS FOR PROPERTY OWNERS

Property damage is stressful.
Getting help shouldn’t be.

Your insurance company has an adjuster. You can have one on your side. We inspect the damage, document the repair scope and help pursue the payment your policy supports.

Get my free claim review ↗︎Call (239) 444-8101

We are not affiliated with or paid by any insurance company — we work for you, the policyholder.

  • Free inspection & consultation
  • New, denied & underpaid claims
  • Phone, Zoom or in person
Get my free claim reviewTell us what happened. A team member will contact you.
Call (239) 444-8101Text an adjuster
Inspector standing on a house roof with torn, storm-damaged shingles
A real person. A clear next step.
A stronger claim starts here.Scope. Evidence. Representation.
Damage documented
Estimate reviewed
Your next stepGet a free review ↗︎

How we work, from the first conversation.

HOMES · CONDOS · BUSINESSES
Licensed Public AdjustersFlorida firm license G288962
Residential & CommercialHomes, businesses and complex properties
Phone, Zoom or In PersonChoose what works for you
Meet your advocatesAbout the firm ↗︎
RESULTS THAT HELPED PEOPLE REBUILD

Recoveries our clients authorized us to share.

Real matters where AF Claims helped property owners pursue a stronger, better-documented claim outcome.

Hurricane

$175,000

Jessica & Bryan

Bradenton, FL

Water damage

$85,000

Arturo

Miami, FL

Windstorm

$345,000

Undisclosed church

Tampa, FL

Smoke

$165,000

Jones family

Cape Coral, FL

Hurricane

$137,000

Greg

Cape Coral, FL

Windstorm

$80,000

Richard

Tampa, FL

Plumbing leak

$78,000

Louisa

Colorado Springs, CO

Hail

$125,000

Laura

Dallas, TX

Kitchen leak

$68,000

Jeff & Mary

Atlanta, GA

Commercial

$450,000

Joe & Luis

Houston, TX

Past results vary and are not a guarantee of future outcomes. Every claim depends on the policy, the facts of the loss, documentation, and the carrier’s position. Figures shown are recoveries clients authorized us to share.

Google reviews

What clients wrote on Google

Five-star Google reviews from property owners we represented. Shared with first names only.

  • I can't thank American Financial Claims enough for their help. We had water damage in our home and didn't know where to start. They took over the claim immediately, kept us updated every step of the way, and made sure everything was properly covered. Extremely knowledgeable and dedicated. 10/10 recommend their services to anyone needing a public adjuster

    Orianna · Google review · Aug 2026

  • I barely ever write reviews, but I really want to express my gratitude to Armando and his team. I honestly can't say enough good things about my experience with this firm. After a storm caused some damage to my yard and property, I was completely overwhelmed and had no idea I could even recover money for the damage. I really thought I was just going to have to deal with the repairs myself til a family member recommended Armando.

    They made the entire process so much easier than I expected, kept me informed, and handled EVERYTHING for me. I was shocked at how quickly everything came together and even more shocked when I received a settlement for much more than I ever thought possible.

    From the time they filed the claim for me till the time I receive my check has been no more than two months! Usually, when you ask people who are dealing with a claim how long it takes to get paid, they say months or years so I was just completely taken back. I was honestly prepared to wait for at least a year.

    I'm incredibly grateful I found them. They took a situation that felt hopeless and turned it into such a huge relief for me. I would absolutely highly recommend them to anyone dealing with property damage or an insurance claim. Reach out to AFClaims, you will be happy you did! 😊

    Bianca · Google review · Aug 2026

  • I want to personally thank everyone at American Financial Claims for the kindness and support they showed me. I felt listened to, respected, and cared for throughout my experience. They were always patient with me and took the time to make sure I understood everything. I'm very thankful for the help I received and for how comfortable they made me feel. I would sincerely recommend them to anyone who needs their services.

    Argelia · Google review · Aug 2026

  • I had a great experience with AF Claims. The team was professional, helpful, and easy to communicate with throughout the process. I would definitely recommend them to anyone looking for assistance with an insurance claim.

    Martha · Google review · Aug 2026

  • The team at AF Claims got my storm claim paid after my insurance denied it. I don't know how they do it but they made it happen for me. Highly recommend them and will use them again if anything else happens in my home. 5 stars the best!!

    Ocean · Google review · Aug 2026

Read our reviews on Google ↗Get my free claim review

Individual experiences. Every claim is different and past results do not guarantee a similar outcome.

WHATEVER HAPPENED, START HERE

Whatever damaged your property,
we know how to document it.

All claim types ↗︎

Storm & hurricane

Roof, openings, interiors. Connect the effects of the storm.

Water & plumbing

Document the source, drying work and affected materials.

Roof damage

Get the proposed repair scope into sharper focus.

Fire & smoke

Bring the building, contents and disruption into the file.

Mold-related loss

Put the moisture history and assessment records together.

Commercial property

Building, equipment and business interruption — keep operations moving while we document the claim.

SEE THE NUMBERS DIFFERENTLY

Two estimates.
One important gap.

A carrier estimate can look complete until you compare the rooms, quantities, materials and repair operations line by line. Explore four illustrative examples below.

Prefer print? Buy it on Amazon for $19.99 ↗︎

REAL PEOPLE. CLEAR ACCOUNTABILITY.

Your claim deserves a real person — not a queue.

Armando Ferrer leads American Financial Claims. We help property owners turn scattered documents and unanswered questions into a claim presentation grounded in evidence.

Armando Ferrer, lead public adjuster at American Financial Claims
Armando Ferrer Owner & Senior Public Adjuster Florida license W915694
  • Inspection and estimating support
  • Organized evidence and claim records
  • Respectful, professional carrier communication
  • Phone, Zoom or an in-person appointment
Meet AF Claims ↗︎ View licensing & credentials

Common questions

Ask us directly ↗︎
Can you help after I’ve already been paid?

We can review the payment, estimate and supporting records. A payment does not tell us by itself whether the full repair scope has been addressed.

What does the free review include?

An initial conversation about the damage, claim status and available documents, plus discussion of an inspection where appropriate. Representation terms are explained separately.

How do you pursue the strongest supported result?

We inspect the damage, identify missing scope, prepare detailed estimates and organize the evidence supporting your claim. Results depend on the policy, facts and documentation.

Can I start with the documents I already have?

Yes. Start with what you have. We will help identify the next useful records and build from there.

How do we meet?

Start by phone, arrange a Zoom consultation or ask about a property inspection. In-person visits are by appointment.

YOUR NEXT MOVE CAN BE SIMPLE

You’ve dealt with the damage.
Let’s deal with the claim.

Start with a free conversation. Leave with a clearer next step.

Get my free claim reviewCall (239) 444-8101
Free inspection and consultation · Your choice
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Find your next step.